Connect your ERP to bank accounts
AIS (Account Information Services) bank access through a single API — fast, secure and affordable.
What is ais.eposlovanje.hr?
ais.eposlovanje.hr connects ERP systems, accounting software and bookkeeping services to their clients' bank accounts. Through a single REST API your system retrieves account balances and transactions — no manual statement downloads and no separate integration with each bank.
The account owner approves access themselves, at their own bank, and can withdraw it whenever they wish. You get the data you need for automatic statement posting, matching open items by payment reference and tracking collections.
How it works
Sign up and top up credits
Create an account, top up credits by card or bank transfer and get your API key.
Create a requisition
Create a requisition for your client's bank — through the API or the web interface — and receive a connection link.
The client approves access at their bank
The account owner signs in to their online banking and approves access. From that moment your system retrieves the data through the API.
What data is available
- Account balances
- Transactions: booked and pending, with counterparty, payment description and payment reference
- Account details: IBAN, owner and currency
The depth of transaction history depends on the bank.
Supported banks
More than 2,000 banks in 31 European countries through the same API. In Croatia, supported banks include Zagrebačka banka, Privredna banka Zagreb, Erste banka, OTP banka, Raiffeisen banka, Hrvatska poštanska banka, Addiko Bank, Agram banka, Istarska kreditna banka, Podravska banka and Slatinska banka — for both retail and business accounts.
Pricing
1.50 EUR + VAT per month per active requisition. You pay in advance by topping up credits (minimum 10 EUR + VAT), and a requisition is billed only once the client has successfully connected their bank.
Security and privacy
We do not store transactions or balances: every request goes straight to the bank and the answer is passed on to your system. We permanently keep only the IBAN, owner's name and currency of the connected account.
We never see bank sign-in credentials — the account owner authenticates directly with their bank.
Frequently asked questions
What is a requisition?
A requisition is a request for access to one client's accounts at one bank. Once the account owner approves access, the requisition becomes active and through it you retrieve data for all the accounts they approved.
How long does the account owner's consent last?
Consent is given for a limited time — typically up to 90 days, depending on the bank — after which the account owner renews it.
Do I need a contract with each bank?
No. You integrate only with our API; we maintain the connections to the banks.
Where can I see what the API looks like?
The API documentation is publicly available, with request and response examples.